ACH Fraud Rule

Payments Fraud is alive and well!

To paraphrase an old adage, by the time you make something fraudproof, they’ll build a better fraudster. This couldn’t be truer today. As a result, Nacha is implementing new fraud monitoring controls into the ACH rules, effective March 2026. These will be risk-based, depending on the participant, volume, and the type of payments being originated or received. What steps have you taken to ensure you’ll be in compliance?

Have you developed a strategy to move forward and be ready in time? Q1-2026 will come faster than you think, but fear not. This is where Wespay Advisors comes in. Our expertise, industry knowledge, and years of experience allow us to help you establish your program as different types of risks are identified.