To paraphrase an old adage, by the time you make something fraudproof, they’ll build a better fraudster. This couldn’t be truer today. As a result, Nacha is implementing new fraud monitoring controls into the ACH rules, effective March 2026. These will be risk-based, depending on the participant, volume, and the type of payments being originated or received. What steps have you taken to ensure you’ll be in compliance?
Have you developed a strategy to move forward and be ready in time? Q1-2026 will come faster than you think, but fear not. This is where Wespay Advisors comes in. Our expertise, industry knowledge, and years of experience allow us to help you establish your program as different types of risks are identified.
We will:
Whether it’s a receiver acting as a money mule or your innocent originator sending fraudulent debits because they were hacked, we can help you understand the payment flow, what to look for, and how to diminish the risks.
For more information, refer to this helpful article: Faster Payments Doesn’t Have to Mean Faster Fraud.
The next steps are easy; call Wespay Advisors to find out more.
John Curtis, AAP, APRP, NCP
SVP, Consulting Business Leader
415-373-1190
[email protected]
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