Nacha requires every participating financial institution and Third-Party Sender/Service Provider to conduct an annual audit of its ACH operations and related processes. An Accredited ACH Professional (AAP) from our team will conduct your annual ACH Audit and examine each facet of your ACH operations, including receipt processes, internal and external origination, and related agreements and forms. Every ACH Audit includes a preliminary exit meeting to review initial findings and recommendations, as well as a comprehensive ACH Audit Management Report at the conclusion of the review. Wespay Advisors offers two types of ACH Audits, as below:
- Standard ACH Audit: Our rules-based ACH Audit is a remotely performed service that reviews all aspects of your organization’s processing, spanning origination and receipt functions to ensure compliance with the most current ACH rules and regulations.
- Enhanced ACH Audit: A risk-based audit that includes all the features of the Standard ACH Audit in addition to an evaluation of the effectiveness of your organization’s risk controls via analysis of its documented policies and procedures. This engagement is designed to identify opportunities to strengthen the controls and mitigate the risks inherent to your organization’s ACH service.
Benefits of our ACH Audit Services:
- Knowledgeable and Accredited ACH Professionals (AAPs) will work with your team, including explaining the requirements throughout the process – training your team at the same time!
- Procedures and controls that can be strengthened are identified during the course of the review.
- Ensure compliance with industry requirements, including Nacha Rules, UCC4A, KYC/Onboarding policies, and more!
Why Choose Wespay Advisors?
Wespay Advisors’ staff of accredited payments experts has decades of experience working with hundreds of organizations to understand the threats and common solutions facing your business.
Our clients gave Wespay Advisors a remarkable average rating of 9.7 in 2025 and a net promoter score of 92, reflecting our commitment to excellence and customer satisfaction.
