Instant payments continue to evolve—and so do the risks and compliance expectations that come with them.

• RTP participants are required to complete an annual audit of their compliance with RTP Rules and retain completed self-audit forms for six years. If requested, participants must provide the self-audit form to The Clearing House.
• The FedNow network does not currently have a formal audit requirement, however Wespay members have indicated their examiners expect them to complete an audit of their FedNow activity.

Wespay Advisors offers Audit Services to help institutions meet these expectations with confidence. Our independent audits are supported by practical recommendations informed by the experience gained from performing hundreds of payments audits each year. Our approach is consultative—we’re here to help you understand your risks, strengthen controls, and prepare for what’s next.

Schedule your Instant Payments audit today to secure your spot and stay ahead of evolving expectations.

Contact us at [email protected] or 415-373-1216 to schedule your audit!