Turn a Compliance Challenge into a Growth Opportunity

Discovering that you’ve onboarded a Third-Party Sender (“TPS”) can feel like a compliance challenge—but it can also be a strategic growth opportunity. With the right framework, your institution can strengthen controls, align internal stakeholders, and expand ACH origination capabilities with greater confidence.

Wespay Advisors helps financial institutions navigate the operational, compliance, and risk-management requirements associated with Third-Party Sender ACH origination. From policy design and approval workflows to underwriting and ongoing risk oversight, our team helps you build a program that supports growth while staying aligned with Nacha expectations.

When your departments understand their role and responsibilities, you reduce internal friction and bring in the revenue sooner. 

How Wespay Advisors Helps You Build a Stronger TPS Program

• Define the right sales policy from the start by establishing clear acceptance criteria for Third-Party Senders that align with your institution’s risk tolerance, revenue goals, and growth strategy.
• Create a scalable approval workflow with practical decision paths, gatekeeping roles, and documentation requirements that help protect your ACH origination program as TPS activity expands.
• Strengthen your credit underwriting approach by aligning internal stakeholders on underwriting expectations, exposure limits, and the unique processing characteristics of TPS relationships.

With the right structure in place, your teams can reduce internal friction, strengthen oversight, and bring new revenue opportunities to market faster.

If your institution is evaluating or expanding Third-Party Sender ACH origination, now is the time to put the right foundation in place. Contact us at [email protected] to learn how Wespay Advisors can help you move forward with greater clarity, control, and confidence.